A TIVAS performs the title search and prepares the title on the last owner, and retrieves the details on open liens, other encumbrances, and current taxes as well. We search from the current date backward to find a warranty deed or other arms-length transfer on the subject property. The report includes the following details - current deed & tax status, county assessment information, open mortgages, active judgments, active liens, and legal description.
In addition to the current owner search, TIVAS performs a search on the last two owners in the title and retrieves all relevant documents. This report involves a detailed title search on the last two owners in the chain of title of the subject property.
TIVAS performs a full search for 20, 40, or 60 years as per requirement, and retrieves details on chain deeds, open liens, easements / CCRs, and tax information. The search should include all names in the chain of title and should report liens and judgments for all owners, current, and past. The names must be run for general liens, such as judgments and federal tax liens, for the full statutory period applicable to the state.
TIVAS performs a search which once Searches has been done, the sale of property is making its way through escrow but on the day before the closing, one last search of the public records is done to locate any new documents or tax information.
TIVAS performs a search of the public records to determine 100% current ownership
and provide the vesting deeds and legal description.
TIVAS performs a search to find An “assignment” is when one bank sells a mortgage or loan to another bank. Find all assignments that pertain to a specific mortgage.
TIVAS performs a search to find a specific deed or specific period/full conveyance of the property and retrieve copies.
TIVAS performs a search to find a specific request/open mortgage and retrieve copies.
TIVAS performs a search to find a “satisfaction/release” is a document saying that the mortgage/loan has been paid in full. Find a specific satisfaction (usually called a “release” on the document) and obtain a copy.
TIVAS performs a search to find a homeowner’s association (HOA) is an organization in a subdivision, planned community, or condominium building that makes and enforces rules for the properties and its residents.
In this document, TIVAS includes client-requested documents like a deed, mortgage or plat images, etc.
TIVAS reviews title commitments and types the final title policies on the client’s application / offline template. We have the ability to produce commitments for clients using Ramquest, Title Express, Softpro, Gators, Genesis, etc.
Highly experienced title processors working full-time
Up to 50% improvement with our round the clock service option
97% accuracy
Up to 40% reduction in operational cost
100% data confidentiality assured
Flexibility to scale work during peak times
TIVAS is a national title practice driven by two simple goals—deliver the highest quality title services and make the client experience as seamless as possible.